Continuing your trip

Lisbon, Portugal

Portugal has good public healthcare (EHIC for EU residents, otherwise travel insurance). EKTA covers trip cancellation and repatriation.

A family travelling through an airport terminal

Travel Services · Insurance

Travel Insurance

Medical, cancellation and baggage protection for every kind of traveller — from weekend breaks to nomadic life. Compare short-trip and long-stay cover and buy before you fly so cancellation protection starts immediately.

Why should I book here?

Built on how you actually travel

Medical & evacuation cover

Up to £2m medical and evacuation, with 24/7 emergency assistance worldwide.

Cancel-for-any-reason

Cancellation cover starts the moment you buy — before any disruption.

Built for nomads

Monthly rolling cover for remote workers and long-term travellers.

No hidden limits

Declare activities and conditions up front; gaps never invalidate a claim.

What could this journey become?

Where it could take you

A family travelling through an airport
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Adventure cover
Cultural site visit
Every kind of trip

How it works

Travel Insurance in Portugal

Portugal has good public healthcare (EHIC for EU residents, otherwise travel insurance). EKTA covers trip cancellation and repatriation.

Makutet recommends

For most visitors to Portugal, we recommend EKTA for short trips — it wraps medical, cancellation and baggage cover into one simple plan. SafetyWing is better for stays longer than a month.

Quick facts

  • Currency:EUR (euro)
  • Visa:Schengen Area — most Western visitors get 90 days visa-free within any 180-day period.

Things to avoid

  • Scooter exclusionsMany policies exclude motorcycle and scooter riding unless you have a valid licence.
  • Undeclared conditionsPre-existing conditions are the #1 reason travel insurance claims are denied.

Local tips

  • Sintra is a day trip — go early to beat the crowds at Pena Palace.
  • Tipping isn't expected — round up or leave 5–10% for good service.
  • Lisbon's hills are steep — wear comfortable shoes and use the funiculars.
  • Carry cash for small cafés and rural Alentejo.

Helpful Information

Read before you book

Which Cover is Right for You?

Compare cover inclusions

EKTA — Short trip cover

Medical emergencies
Trip cancellation
Baggage & personal items
Flight delays
Emergency evacuation

SafetyWing — Long stay & nomad

Monthly rolling cover
Remote work coverage
Multi-country trips
Adventure sports
Pre-trip activation

When to Buy Insurance

Timing and what to check

Buy cover the day you book your flights — cancellation protection starts immediately, before any disruption.
Check the medical cover limit — at least £1 million / €1 million for medical and evacuation combined.
Declare pre-existing conditions — most providers offer a medical screening add-on.
Keep digital and printed copies of your policy and emergency number separately.
For trips over 30 days, monthly nomad cover (SafetyWing) is usually cheaper than extending a single-trip policy.

Destination Considerations

USA, Canada & Japan

Medical costs are the highest in the world — ensure your policy covers at least £2 million for medical and evacuation.

Europe (Schengen)

EHIC/GHIC covers EU residents for emergency care — but travel insurance still covers cancellation, baggage and repatriation.

Southeast Asia

Healthcare is affordable but standards vary outside cities. Ensure evacuation cover for remote areas and islands.

Remote / expedition travel

Standard policies often exclude altitude, scuba or remote areas — declare your activities, or buy a specialist policy.

Policy Tips

Book with your flights — cancellation cover starts the moment you buy, before any disruption.
Check medical limits — aim for £1M+ medical and evacuation, more for the USA and remote areas.
Declare everything — pre-existing conditions and adventure activities — gaps invalidate claims.
Save your policy number — store the 24/7 emergency line in your phone and keep a printed copy.

Related Resources

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What should I know?

Good to know

No. Makutet earns a commission from its partners, never from you. The price you see is the price you pay.

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