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Continuing your trip

Melbourne, Australia

Australia has reciprocal healthcare agreements with the UK, NZ, Ireland, Sweden, Finland, Italy, Norway, Malta and the Netherlands — check eligibility before travel. Otherwise private care is expensive; EKTA strongly recommended.

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Travel Services · Insurance

Travel Insurance

Medical, cancellation and baggage protection for every kind of traveller — from weekend breaks to nomadic life. Compare short-trip and long-stay cover and buy before you fly so cancellation protection starts immediately.

Can I book it?

Compare cover

Short trip · Recommended

Comprehensive travel cover for single trips

Book Now

— Monthly subscription — ideal for remote workers and slow travellers

Why should I book here?

Built on how you actually travel

Medical & evacuation cover

Up to £2m medical and evacuation, with 24/7 emergency assistance worldwide.

Cancel-for-any-reason

Cancellation cover starts the moment you buy — before any disruption.

Built for nomads

Monthly rolling cover for remote workers and long-term travellers.

No hidden limits

Declare activities and conditions up front; gaps never invalidate a claim.

What could this journey become?

Where it could take you

Travel with confidence

Adventure cover

Every kind of trip

How it works

Travel Insurance in Australia

Makutet recommends

For most visitors to Australia, we recommend EKTA for short trips — it wraps medical, cancellation and baggage cover into one simple plan. SafetyWing is better for stays longer than a month.

Quick facts

Currency:AUD (Australian dollar)
Visa:Most Western visitors need an ETA (Electronic Travel Authority, ~AUD 20 via the official Australian ETA app) or eVisitor (free for EU citizens).

Things to avoid

Scooter exclusionsMany policies exclude motorcycle and scooter riding unless you have a valid licence.
Undeclared conditionsPre-existing conditions are the #1 reason travel insurance claims are denied.

Local tips

No tipping culture — round up or leave small change for great service. Tipping 15–20% is not expected.
Sunscreen is essential — UV index regularly exceeds 10 in summer. Slip, slop, slap, seek, slide.
Apply for the ETA at least 72 hours before departure — most Western visitors are eligible; EU citizens use the free eVisitor.
Distances are huge — fly Sydney–Melbourne (1h), Sydney–Cairns (3h) rather than drive.

Helpful Information

Read before you book

Which Cover is Right for You?

Compare cover inclusions

EKTA — Short trip cover

Medical emergencies

Trip cancellation

Baggage & personal items

Flight delays

Emergency evacuation

SafetyWing — Long stay & nomad

Monthly rolling cover

Remote work coverage

Multi-country trips

Adventure sports

Pre-trip activation

When to Buy Insurance

Timing and what to check

Buy cover the day you book your flights — cancellation protection starts immediately, before any disruption.

Check the medical cover limit — at least £1 million / €1 million for medical and evacuation combined.

Declare pre-existing conditions — most providers offer a medical screening add-on.

Keep digital and printed copies of your policy and emergency number separately.

For trips over 30 days, monthly nomad cover (SafetyWing) is usually cheaper than extending a single-trip policy.

Destination Considerations

USA, Canada & Japan

Medical costs are the highest in the world — ensure your policy covers at least £2 million for medical and evacuation.

Europe (Schengen)

EHIC/GHIC covers EU residents for emergency care — but travel insurance still covers cancellation, baggage and repatriation.

Southeast Asia

Healthcare is affordable but standards vary outside cities. Ensure evacuation cover for remote areas and islands.

Remote / expedition travel

Standard policies often exclude altitude, scuba or remote areas — declare your activities, or buy a specialist policy.

Policy Tips

Book with your flights — cancellation cover starts the moment you buy, before any disruption.

Check medical limits — aim for £1M+ medical and evacuation, more for the USA and remote areas.

Declare everything — pre-existing conditions and adventure activities — gaps invalidate claims.

Save your policy number — store the 24/7 emergency line in your phone and keep a printed copy.

Related Resources

Travel Toolkit

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Travel Resources Hub

Expert tips and planning guides

What should I know?

Good to know

No. Makutet earns a commission from its partners, never from you. The price you see is the price you pay.

Continue planning your trip

Other decisions to make before you travel — pulled from the same intelligence behind this page.

Flights in Australia

The cheapest fares almost always appear 6–8 weeks ahead.

Explore

Accommodation in Australia

Hotel, hostel, apartment and guesthouse prices vary by date — 3+ weeks lead time gives the widest inventory.

Explore

Travel Connectivity in Australia

Telstra has the strongest rural coverage (essential for the Outback and Great Ocean Road).

Explore

Transfers & Transport in Australia

A car is essential for the Great Ocean Road, Blue Mountains and Tasmania.

Explore

Continue planning your Melbourne trip

Next recommended step: Flights in Australia — or jump straight back to your full itinerary on Mantra.

Return to Mantra Try Flights in Australia

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